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We offer a range of loan products depending upon how long you have been a member and how much you have saved.
are able to maintain savings equal to
at least one third of their outstanding loan
other members with insufficient savings
to maintain this ratio
Repayments can be made at local collection points, by Standing Order or, if your employer runs this scheme, by payroll deduction. The repayment period can be as long as 5 years and is negotiated with you to meet your own capabilities and the purpose of the loan.
You will be required to sign a legally binding agreement. Loans are funded by other members' savings, so failure to repay would lead to legal action being taken against you.
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Website last updated 5 April 2007 |